Cohost Silver · one membership, the whole suite
Your upgrade across cohost,
because the data earns it.
Silver is the premium tier that upgrades cohost end to end — cohost-managed dynamic pricing on your listings, full property analytics, per-property compliance checks, and exclusive DSCR rates from a vetted STR lender panel. One membership, every product.
Early access · free
$99/yr when paid plans open. Cancel anytime. Cohost is not a lender; you choose your lender, no data resale.
Managed dynamic pricing Live
cohost recommends a nightly rate for each listing from your market + your own results. You approve every change — nothing auto-updates. On your insights now.
Full property analytics
Your real DSCR, projected STR income, and per-deal analysis on every property — with a "how this is calculated" on every number.
Exclusive DSCR rates
A vetted panel of STR lenders priced to your scenario, a $500 closing credit, and a one-lender handoff — never lead-blasted.
Per-property compliance check
Look up any address — STR permit status, the exact lodging tax owed, and the local rules that apply, with sources you can cite. Try it.
0.375–0.75%
Typical rate-cut range vs. benchmark*
$500
Closing credit (panel-funded)
3–5
Vetted STR lenders
1
Profile, never resold
How Cohost Silver works
Four steps. No phone tag.
01 · Analyze the deal
Cohost projects the STR income and computes your real DSCR — with a "how this is calculated" on every number.
02 · Unlock Silver rates
Members see each panel lender's exclusive Silver rate, priced to your scenario — not a 740/75% LTV teaser.
03 · Pick one lender
Compare side by side, choose one, consent once. We never blast your file to five lenders.
04 · Hand off clean
Your profile, projection, and docs go to that lender in the format they can ingest. You skip re-keying.
Why it's different
Not LendingTree. The opposite of it.
No lead blasting
The #1 complaint about loan marketplaces is the spam barrage. One borrower, one chosen lender, explicit consent. That's the whole promise.
Your real DSCR
Rates priced off Cohost's projected STR income — the number lenders actually underwrite — not a generic national average.
Neutral panel
Lenders never pay for ranking. Order is set by your scenario and a Cohost accountability score, full stop.
Pricing
One membership. It pays for itself on day one.
Browsing is free. Silver unlocks the data product and the member rate program. The rate program requires the annual plan — that's what lets us promise lenders committed volume in exchange for the discount.
Free
$0
Always free to browse
- City & market index
- STR lender directory
- Standard DSCR rate band (public)
- Personalized property analysis
- Silver panel rates & closing credit
- Saved deals + handoff dashboard
Silver ★
Annual
$99 /yr
or $9.99/mo · rate program is annual-only
- Everything in Free
- Full property analysis + your real DSCR on every deal
- Per-property compliance check — permit, tax + rules for any address
- Exclusive Silver rates from the STR lender panel
- $500 closing-cost credit (panel-funded)
- Saved deals, document vault, one-tap handoff
- Lender accountability scores
The honest math · sample $400K DSCR loan
Rate cut at the Silver panel rate (≈0.50%)≈ $2,000 / yr saved
Closing-cost credit$500 once
Cohost Silver membership– $99 / yr
Net year-one benefit on one loan≈ $2,400+
*Rate reduction varies by scenario, lender, credit band, and LTV; benchmarked to the Cohost STR-DSCR rate index and disclosed per quote. Illustrative, not a guaranteed rate. Cohost is not a lender or broker; you are not required to use any panel lender.
Questions
How do I compare DSCR lenders without getting spammed?
You pick one lender and consent once. Your information is shared only with that single chosen lender and is never resold to multiple lenders — the usual source of the spam-call barrage on loan marketplaces.
How is DSCR calculated for a short-term rental?
DSCR is the property's projected annual net rental income divided by its annualized debt service. Cohost projects the STR income from comparable-property data, so the ratio reflects real Airbnb/VRBO cash flow rather than a long-term lease estimate. Every number links to how it's calculated.
Is Cohost the lender?
No. Cohost is the short-term-rental data platform. Panel lenders are independent and NMLS-licensed; you choose one and they write the loan. Cohost is not a lender or a mortgage broker.
What does the per-property compliance check show?
For any address in a covered market, Silver shows the STR permit status, the exact transient-occupancy / lodging tax owed, and the local rules that apply — each with a source you can verify. It is the same compliance data cohost holds on the government side, opened up for hosts and buyers.
How much does Silver cost, and is the rate program included?
Silver is $99/yr (or $9.99/mo). The discounted DSCR rate program is included with the annual plan. On a single $400K loan, the member rate plus closing credit typically save well over $2,000 in year one.
Cohost Silver
See the rate your deal earns.
Turn Silver on free during early access — managed pricing on your listings today, plus the panel rates priced to your real DSCR when you're ready to finance, kept to one lender you choose.