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cohost
Finance · DSCR · STR-friendly

Lenders who close.
On STR cash flow.

Cohost Finance routes you to lenders that actually underwrite on Airbnb income — with the cap-rate math from Analytics already attached to your file. Borrow against your STR's real cash flow, not your W-2.

Live preview FTC-disclosed affiliate routing · No data resale · Free to compare
50
States covered
$0
To browse
DSCR
Loan products
10%
Min down (varies)
How cohost Finance works

The lender side of the deal.

Live
DSCR-first
Cash flow underwriting. Personal income optional.
Inside the product
Live
State-aware
Filtered by where the lender actually lends.
Inside the routing
Live
Pre-attached math
Your Analytics cap-rate model goes with the file.
Inside the workflow
Live
Honest disclosure
FTC affiliate disclosure on every outbound link.
Inside the policy
Pilot
Refi calculator
When-to-refinance math built on the FRED API.
Coming soon
Soon
Private capital
Hard money + private lender directory.
Roadmap
The lender directory

STR-friendly DSCR lenders, compared.

Easy Street Capital Host Financial Lima One Capital Kiavi

The STR-friendly DSCR lenders we track in the cohost directory. Listing a lender isn't an endorsement or a paid placement, and routing is never ranked by what a lender pays — FTC affiliate-disclosed.

Pricing · RESPA-compliant

How we make money.

Borrowers pay $0. cohost earns two ways — neither tied to whether your loan closes. Optional cohost Silver ($99/yr) unlocks the member DSCR rate program; panel lenders pay a fixed, fair-market marketing fee for directory placement — a flat marketing-services fee, not a cut of your mortgage and not contingent on funding. Ranking is never influenced by who pays more: the comparison logic is identical whether a lender pays us $0 or $1,000.

$0
Borrower fee
Flat fee
How cohost gets paid
RESPA
Compliance frame

cohost is not a lender or mortgage broker. We don't price the loan, select terms, or take a referral fee for the mortgage. We route the lead + the cap-rate math; the lender writes the loan. Lender marketing fees are fixed and fair-market — disclosed at intake and on every lender's profile.

Lenders that close

Pre-qualify your STR deal.

Sign up free. Browse DSCR lenders for your state. Send the file with cap-rate math attached. Join the Finance waitlist for early-access deal flow.