Skip to main content
cohost

10 short-term rentals where the numbers actually pencil out (May 2026)

Properties on the market right now where comp-based STR revenue covers the financed acquisition cost. Honest cap-rate math, no hyperbole.

2026-05-28 · investor, cash-flow, value-market

Most “best STR markets” listicles compare gross revenue against optimistic occupancy estimates and call it a day. We do it differently: cohost’s Analytics pillar runs comp-based revenue forecasts against the actual Inside Airbnb dataset for each market + subtracts realistic acquisition + operating costs at current mortgage rates. The output is a cap rate that survives an honest cross-examination.

Ten markets where the math currently works, ranked by projected cash-on-cash return assuming 25% down at the prevailing DSCR rate:

  1. Sarasota, FL — outside Siesta Key proper 1.7M county TDT base, soft acquisition pricing, year-round demand. Median projected CoC: 9.8%

  2. Asheville, NC — South Slope or West Asheville Permitted-STR inventory is limited but valuable; rates strong April–November. Median projected CoC: 8.2%

  3. Gulf Shores / Orange Beach, AL The forgotten Gulf coast. Lower entry prices than FL panhandle with comparable nightly rates.

  4. Hot Springs, AR Year-round spa-and-trail tourism; rates competitive.

  5. Galena, IL Midwest weekend market with strong fall + winter holiday demand.

  6. Pigeon Forge, TN Volume play; thin margins per unit but high occupancy.

  7. Branson, MO Cousin to Pigeon Forge but with shorter season; budget for off-period.

  8. Eureka Springs, AR Tiny inventory, loyal repeat audience, weekend skew.

  9. Fredericksburg, TX Wine country + German-heritage tourism; weekend ADR is the story.

  10. Joshua Tree, CA — outside the park’s immediate orbit Design-forward audience pays a premium for the right aesthetic.

A few caveats worth surfacing:

  • Comp-based revenue prediction has industry-standard ±20-30% error vs realized. The cap rates above are projections, not promises.
  • Cohost’s Analytics pillar is where you can run the same math on any specific property you’re considering.
  • These rankings update monthly as Inside Airbnb publishes new snapshots + as mortgage rates move.

We don’t take a position on any of these properties commercially. The lender directory at /finance/lenders is the closest thing to a recommendation we make, and even there the ranking is alphabetical-by-tier rather than commission-weighted.